Chotu is a landless farmer.He often needs to borrow money.Why?from lesson Rural Livelihoods

Landless farmers face many problems, for instance, they have to strive hard to find jobs, receive meagre salaries on working on other's lands, and are not usually employed throughout the year. They also have to resort to various other activities for making their ends meet. In the face of all these issues, they generally end up borrowing money from the landlords or the zamindars etc.

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