Credit pushes the borrower into a situation from which recovery is painful. Explain.

It means Credit or debt pushes a person in terrible situations. Suppose a person takes a loan and due to unavoidable circumstances he is not able to repay his loan,now he faces a difficult situation and has to take a tough decision ,either he has to borrow a fresh loan or sell some part of his property to repay the earlier loan. These situations make the life of farmers terrible and are a major reason of suicide in rural areas.