Explain the detail in following
1) Nomination
2) CASA Accounts linked to Debit Cards
3) Difference between Debit and Credit Cards
4) Charges for not maintaining Min Balance
5) Offline and Online Charges in CASA accounts
6) Standing Instructions from CASA Accounts
7) Cheque Stop Payment Instructions
8) 3-in-1 Account ? Demat, Trading and Savings Account
9) Jan Dhan Account
10) Unclaimed Deposits
11) Prompt Corrective Action and Moratorium
12) Deposit Withdrawal restrictions in case of Moratorium?

Solution:

The solutions to your 3rd, 4th, 10th query has/have been provided below:

3. Difference between Debit Card and Credit Card

Debit Card	Credit Card
Debit Card is issued by Bank to its customers for making payments directly through account of customers on any purchase.	Credit Card is  issued by Bank or any other financial institution for making payment by Bank on behalf of customer on any purchase.
It is a card to pay now.	It is a card to pay later.
No Interest is charged.	Interest is charged if payment is not made within specified time period.
The amount is directly deducted from customer's account.	The card holder has to make payment within 30 days of every month.

4. There is no limit on the penal charges that a bank can charge for the non-maintenance of the minimum balance. The charges have to be approved by the bank's Board. Charges vary from bank to bank and from branch to branch as well. Penalty charges for branches in semi-urban and rural areas are lower.

10. Unclaimed deposits: Unclaimed Deposits is defined as balance in savings, current accounts, or term deposits which are not claimed for within ten years from date of maturity. These amounts are transferred by banks to “Depositor Education and Awareness” (DEA) Fund maintained by Reserve Bank of India.Unclaimed deposits can be claimed by their legal owners after satisfying certain conditions prescribed by RBI.

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