'for the bank, their would be no demand deposit and no payments by cheques against these deposits' define the statement.

not convensing

It means that if we have no money in bank... Then we can't do payment or withdraw money (demand deposits) from bank.. I thumbs up please... 👍

By the above words we meant that if no amount or amount mentioned by you is not available or present in your bank account then there is no need of demand deposit i.e. they will not work properly and your cheque might bounce

अगर अपने बैक अकाउंट में रुपए ही नहीं है तो चैक या डिमाअंड डिपोसिट का कोई मतलब नहीं है । Hope u understand..Rohit