how do u know that anil was careless, 
do u think anil could hav emanaged his finances better? why / why not? 

Solution:-

Anil lacked a steady source of income. Despite having an irregular stream of income, he celebrated heavily and wasted money when he received his paycheck. He should have tried to save more money. He also had the habit of borrowing one week and lending the other week. Once when he received money for selling a book to a publisher, instead of keeping money safely, he hid the money under the mattress. This proves that he managed his finances carelessly.

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