Q. 'Abhishek Ltd. ' is manufacturing cotton clothes . It has been consistently earning goods profits for many years. This year too , it has been able to generate enough profits .There is availability of enough   cash in the company and good prospects for growth in future . It is well managed organisation and belive in quality , equal employment opportunities and good remuneration practises. It has many shareholders who prefer to receive a regular income from their investments.
It has taken a loan of Rs. 50 lakhs from ICICI Bank and is bound by certain restriction on the payment of dividend according to the terms of the loan agreement.
The above discussion about the company leads to various factors which decide how much of the profits should be retained and how much has to be distributed   by the company.
Quoting the lines from the above discussion , identify and explain any four such factors.