What is the central idea of the poem named " The Ant And The Cricket" ?

It is a fable in poetic form. A fable is a story, often with animals as characters,that conveys a moral.
  This is a poem about a silly young cricket and an ant. Cricket was only singing all day long and used to enjoy his good times during summer season. He didn't plan anything for the future. 

When winter arrives, cricket couldn't find a small amount of food to eat. So, the cricket thinks of going to miser ant to borrow food and to get shelter. Then, the cricket knocked on the ant´s door asking for help.

The ant gives a very important lesson of life during its conversation with the cricket. Ant says that ants neither borrow from somebody nor lend to somebody. Ants are hardworking creatures and save for the future. The ant asks the cricket what it was doing during happier times. On hearing the cricket indulged in dancing and singing and making merry, the ant asks the cricket to try dancing and singing once again during rough times.

Moral: We should happy moments but should not ignore our future. Careful planning is essential for everyone and it ensures a secure future.

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