Write an argumentative essay on
Are credit cards necessary?

Such questions are meant to test your writing skills and should be attempted on your own. However, these points might help you elaborate:

- Credit cards come in handy when carrying a lot of cash may become a problem.
- One can get loan against credit cards.
- The payment can be made in  EMIs.
- Reward points can be earned against purchases.
- But, theft and fraudulent activities related to credit cards can cause severe losses of money.
- Many people get by equally well by using cash.
- Our spending may become more than our earning and we may pile up a debt by using credit card without judicious planning and self-control.

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